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What is the daily withdrawal limit?


There is no maximum to the amount that can be withdrawn from your DEGIRO account.

Payments above €100.000

In case the amount of your withdrawals exceeds a daily limit of €100.000, you need to agree to additional back-office checks.

The checks are carried out during bank working hours on working days. Once the withdrawal is approved, it will be executed as a SEPA Classic Payment within 1-2 business days.

About SEPA

What is SEPA?

  • A SEPA (Single Euro Payments Area) transfer is a way to transfer euros between bank accounts in Europe.

What is the difference between SEPA classic and SEPA Instant?

  • SEPA Instant is a new standard for transfers that allows faster transfers between banks in the EU.

Overview of differences

  SEPA Classic SEPA Instant
Speed Within 1-2 business days Within 10 seconds
Availability Business hours on working days 24/7, 365 days a year
Daily limit Unlimited €10.000 per transfer
€100.000 daily
Works with All SEPA Banks Participating SEPA banks only

Withdrawals that exceed a daily limit of €100.000, will require back office checks.

Accordion

There are many reasons why SEPA Instant withdrawals might not be available to you. These are the main reasons:

  • Your cash balance is negative due to a margin loan.
  • The bank of your registered reference account does not offer receiving of SEPA Instant payments.
  • The bank of your registered reference account is currently unavailable to receive SEPA Instant payments.
  • flatexDEGIRO Bank AG is currently unavailable for sending SEPA Instant payments.
  • Internal restrictions for your cash account or for you as a client.
  • Your withdrawal is not in EUR.

If SEPA Instant is not available for you and your account is not blocked, you can request a withdrawal with SEPA classic.

Investing involves risk of loss.

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