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Money Transfers and Handling

How do I withdraw funds back to my bank account?

Answer

You can only withdraw funds from your DEGIRO account back to your primary registered bank account.

💸How to withdraw funds?

  • Log in to your account
    • 📱 In our app, select the menu icon (☰) and tap 'Deposit/withdraw'.
    • 💻In our platform, hover your cursor on the 'Deposit/withdraw' section.
  • Choose 'withdraw' and select one of the following options:

🔁Withdrawal Options:

  • Transfer Instantly (SEPA Instant)
    A fast transfer method using the SEPA Instant scheme, allowing near real-time transfers between banks in the EU.
  • Transfer in 1–2 Business Days (SEPA Classic)
    A standard SEPA Credit Transfer that typically completes within 1–2 working days.

📝Important Notes:

  • You cannot withdraw funds that are currently invested.
  • Processing times:
    • SEPA Instant: Usually completed within seconds.
    • SEPA Classic: May take up to 1–2 business days.
    • Actual times may vary depending on factors such as the withdrawal currency and intermediary banks.
  • Based on SEPA Instant at your reference bank and internal checks, we will determine if SEPA Instant can be used. If this is not the case, you can always use SEPA Classic for your withdrawal.

📌Learn more about details on withdrawal limits.

 

 

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Investing involves risk of loss.

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We want to empower people to become the best investors they can be. By offering a universe of possibilities and choices on our user-friendly platform, we are removing barriers to make investing accessible to everyone: beginners or experts. You get access to a wide variety of products on more than 45 global exchanges to have the freedom to invest the way you like. In our world, you also get great value for money. So, without compromising an inch on the quality, security and range of our investment services, we offer incredibly low fees. Prioritising your needs has helped us become the leading European online broker. Our 3+ million clients and 100+ international awards are proof of our success.
 
flatexDEGIRO Bank Dutch Branch, a foreign branch of flatexDEGIRO Bank SE | Amstelplein 1, 1096HA Amsterdam | phone: +49 69 5060419 50 | e-mail: clients@degiro.ie | flatexDEGIRO Bank Dutch Branch is registered with the Dutch Chamber of Commerce under number 82510245. | flatexDEGIRO Bank Dutch Branch, trading under the name DEGIRO, is the Dutch branch of flatexDEGIRO Bank SE. flatexDEGIRO Bank SE is primarily supervised by the German financial regulator (BaFin). In the Netherlands, flatexDEGIRO Bank Dutch Branch is registered with DNB and supervised by AFM and DNB. | flatexDEGIRO Bank SE is a licensed German bank supervised by the German financial regulator and registered with the German Chamber of Commerce under number HRB 105687.
 
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