flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. flatexDEGIRO Bank SE is mainly supervised by the German financial regulator (BaFin) and Bundesbank in Germany. flatexDEGIRO Bank SE is the regulated credit institution, that is providing banking services and especially investment services to its clients.
Regarding the investment services, flatexDEGIRO Bank SE is providing execution only services to its clients. In that regard, the offering is aimed at independent investors, so-called self-decision makers. flatexDEGIRO Bank SE does not provide investment advice or portfolio management.
flatexDEGIRO Bank SE has a branch in the Netherlands and Austria and operates in both countries under the European freedom of branch establishment.
With regard to the DEGIRO brand, which is active in 15 European countries, flatexDEGIRO Bank SE is making use of its Dutch branch to provide investment services on the basis of the cross-border freedom to provide services ("passporting"). Therefore, according to the Terms & Conditions, Dutch law applies to the investment services.