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Money transfer

You can transfer funds to DEGIRO via Manual bank transfer. You can find the bank details where to transfer during the initial registration. Once you have access to your account, these details can be found in the Deposit/Withdraw Funds section of the WebTrader. If you transfer funds manually, they are normally available in the WebTrader in 2-3 working days.

No. DEGIRO does not facilitate urgent transfers.

DEGIRO has strict rules on acceptance of money transfers. DEGIRO only allows transfers from bank accounts from accepted countries, and that are in your name.

During your registration, you are required to register one bank account in your name and link it to your DEGIRO account. This is the main bank account linked to your DEGIRO account. DEGIRO only allows the withdrawing of your money to this bank account.

For transferring funds from different accounts than the main bank account that fulfill the above specification, strict procedures apply. If you have made a payment from a non-registered bank account, we ask that you get in touch with our Service Desk at clients@degiro.ie for additional support.

No. We only accept payments directly from the registered bank account. Any transfer sent from a third party bank account will be returned to the account it was sent from. Clients may need to contact the third party directly. DEGIRO is not liable for any delays in returning the funds.

This feature may be possible with your bank. DEGIRO will never withdraw funds from your account without your action. Any transfer must be made yourself.

No. Transfers will be matched to your account by the originating bank details from which it has been sent.

In the case when you have more than one DEGIRO account linked to the bank account, to ensure that the funds are credited to the correct account please specify the username of the account you wish the funds to be transferred to in the reference field.

Log in to the WebTrader and click the ‘Deposit/Withdraw Funds' button. Then select the option ‘Transfer funds from your investment account to your nominated bank account'. State the amount you would like to transfer.

DEGIRO charges no fees to withdraw or deposit funds via manual money transfer. Please be aware that when using third party transfer services the provider may issue a fee.

No. When transferring funds into your DEGIRO account, all transfers must be made in your base currency of EUR.

We use a receiving bank account based in your local currency, EUR. Any payment sent in a currency other than EUR will be converted into EUR and may be subject to currency conversion charges applied by either the sending or receiving bank. DEGIRO is not liable for these charges.

No. When withdrawing funds back into your nominated bank account, the funds must be converted back into EUR.

In some cases, the details that the bank sends over are not sufficient to verify the identity of the bank account holder. In this case, you may be contacted by our Service Desk and requested to provide proof.

Please be aware that we do not accept a copy of a card or cheque as proof. We require either a screenshot of the online banking page showing the relevant information or a copy of bank statement.

Typically funds transferred by a manual money transfer will be booked into your account after 2-3 working days. If this is not the case, there may be a possible few reasons for the delay:

  • Manually transferred funds from an unregistered bank account: If you have transferred money from an account different than the account which you have registered, we will need authorisation to verify that the account holder is the same before accepting the funds. Please contact our Service Desk for assistance.
  • Transferred manually from an account that is linked to multiple accounts at DEGIRO. When you state the username of the account in the description the money will be linked to your account automatically. If you did not state your username in the description then we request you to let us know via an email to our Service Desk with the amount you transferred and what account this amount is to be booked to.
  • Other: Please contact our Service Desk at clients@degiro.ie.

Note: Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.

Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.