Safe & Reliable

Your investments and money are safe at DEGIRO.

At DEGIRO you can rest assured that your investments are held securely. DEGIRO uses a separate custodian entity to hold your assets, this means they are completely segregated from the assets of DEGIRO. The sole task of the custodian entity is to administer and safeguard your investments. By law it can not perform any commercial activities. In the unlikely event that something is to happen to DEGIRO, your investments will not be treated as recoverable assets to DEGIRO's creditors, but will remain in the safeguarding of the custodian entity.

Degiro
On Balance Sheet Held separately
Shares & Bonds
Money (cash fund)
Derivatives
uwbank
On Balance Sheet Held separately
Money Shares & Bonds
Derivatives

Cash Fund

With DEGIRO all of your investments (including derivatives) are held separately in a separate custodian entity. However, DEGIRO goes one step further to ensure that your money is also kept safe by placing your money in a separate fund (a FundShare Cash Fund). This fund invests your money as securely as possible. This service is done entirely automatic by DEGIRO. In this way, your money is separated from DEGIRO and, like your other investments, protected from DEGIRO creditors and bankruptcy of DEGIRO.

If you invest in Derivatives or make use of Debt Money or Debit Securities, DEGIRO may place your money in a Margin Cash Fund. For a brief explanation, please see the ‘Investment Services’ document in Investment Services Information.

Investor Compensation Scheme

In the unlikely event something happens to DEGIRO, your assets are segregated from those of DEGIRO. But as additional peace of mind you have the security of the deposit guarantee scheme for investment companies (investor compensation scheme), which amounts to €20,000.

Who supervises DEGIRO?

DEGIRO operates under behavioural supervision of The Netherlands Authority for Financial Markets (AFM) and the prudential supervision of the Dutch Central Bank (DNB).

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  • Incredibly low fees.
  • Comprehensive tools, capabilities, and service.
  • Worldwide. Anytime and anywhere.
  • Secure structure.

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